A segregated fund policy guarantees that the value of your investments at maturity will not be less than a specified percentage of the amount you invest.

Your beneficiary will receive the guaranteed amount or market value of your investments—whichever is higher.

Your beneficiaries get their payout faster, the privacy of your affairs is maintained and the cost of probate fees is avoided*.

Your segregated fund assets may be protected from creditors in the event of a bankruptcy.

The ability to lock in market gains on your investment.