Planning for retirement can feel overwhelming, especially if you’ve fallen behind on your Registered Retirement Savings Plan (RRSP) contributions. The good news? An RRSP loan can help you catch up, reduce your taxes, and grow your investments faster than saving alone. 

A Registered Retirement Savings Plan (RRSP) helps Canadians grow their retirement savings tax-free. Contributions are tax-deductible, investments grow tax-sheltered, and the plan supports long-term goals like buying a first home or funding education. 

Compare Canada’s First Home Savings Account (FHSA) and Home Buyers’ Plan (HBP). Learn key differences, benefits, and when to use each to buy your first home.

Ready to buy your first home? Discover how the FHSA can help you build a tax-free down payment and make homeownership more achievable.